Business Solutions for the Real World
Give us a call to get started! 304.935.2002
Business Solutions for the Real World
Give us a call to get started! 304.935.2002
Employee Benefits That Work for Your Business and Your People
Build a benefits program that supports your employees while making sense for your organization, budget, and long-term goals.
Give Your Team More Confidence in Their Benefits
Your employees are one of your most important investments. The benefits you offer can play a major role in attracting good people, keeping your team engaged, and giving employees greater confidence about their health and financial future.
At Centurion Insurance Services, we help you build an employee benefits program around the needs of both your organization and your workforce. We take the time to understand your goals, budget, employee population, and current benefits before helping you evaluate coverage and provider options.
From health and disability coverage to retirement plans and voluntary benefits, our goal is to make the process easier for you and your employees.
Are Your Benefits Keeping Up With Your Workforce?
Employee benefits are rarely something you can choose once and forget about.
Your workforce changes. Healthcare costs change. Employees develop different needs, and new benefit options become available.
Are employees getting enough value from your plans?
Are you spending in the right places?
Do employees understand their coverage?
Could another plan structure work better?
Centurion Insurance Services helps you look at the bigger picture. Our team works closely with employers to understand their financial health and risk while considering what employees need from their benefits.
That information helps us develop a benefits strategy that is practical for your organization and meaningful to the people who rely on it.
Benefits Designed Around Your Workforce
Centurion Insurance Services offers a range of benefit solutions that can be combined into a program based on your organization's needs.
Group Medical, Dental and Vision
Bring core health benefits together with medical, dental, and vision plan options designed around the needs of your employees and organization.
Short and Long-Term Disability
Disability benefits can provide employees with partial income replacement when a qualifying illness or injury prevents them from working.
Basic Life and Accidental Death and Dismemberment
Employer-sponsored life and AD&D benefits provide an additional level of financial protection for employees and their families.
Health Savings Accounts (HSA)
HSA-compatible benefit options allow eligible employees to set aside money for qualified healthcare expenses while receiving applicable tax advantages.
401(k) Plans
Retirement plan solutions that give employees a tax-advantaged way to save for the future while helping employers strengthen their overall benefits package.
Section 125 Plans
Helps protect your business from common third-party claims involving bodily injury, property damage, personal injury, and other liability exposures.
Worksite Benefits
Additional benefits offered conveniently through the workplace can complement your organization's primary employee benefit plans.
Voluntary Benefits
Give employees the option to select and pay for additional forms of protection while helping employers expand their benefits offering without substantially increasing benefit costs.
Key Person
Life or disability coverage designed to help reduce the financial impact a business may experience if a key owner or employee dies or becomes disabled.
Support From Plan Design Through Enrollment
Choosing benefits is only one part of managing an employee benefits program. Centurion Insurance Services provides support throughout the process, with five primary service areas designed to make managing benefits easier for employers and employees.
Plan Design
The Centurion team works closely with clients to develop a full understanding of your organization’s financial health and risk. We use our assessment to customize a program for both your business’ needs and those of your employees. We continually identify and educate clients on alternative funding methods, consumer driven health care trends, predictive risk modeling, worksite wellness and an optional voluntary benefits program.
Renewal Negotiation
We provide competitive renewals thanks to our attention to detail regarding plan design, implementation and a utilization review. Our extensive knowledge of the marketplace is enhanced by our bargaining power with underwriters, and we are experts in conducting hassle free carrier changes.
Installation
When change is necessary, our service professionals, not carrier or vendor personnel, coordinate the entire transition process. We prepare enrollment materials, handouts, monitor the production of benefit booklets and issuance of ID cards, and coordinate the implementation of ancillary products and services. We provide this service with minimal disruption to business and inconvenience to your employees, because we understand the importance of a seamless transition.
Employee Communication
The key to a well managed employee benefit program is employee education and communication. Informed employees are less likely to be disgruntled. Employee satisfaction is our goal, which is why we conduct employee meetings and serve as your employee advocate to resolve benefits and claims issues.
Value Added Services
Centurion develops employee benefit statements, handbooks and Summary Plan Descriptions. We provide eEnrollment solutions and Health Care Reform updates. We conduct complementary educational seminars and risk management training. Our Wellness Coordinator will also develop a strategic wellness initiative, which can bring a culture of wellness to your organization, improving the health of your employees and their families.
Make Benefits Easier to Understand and Manage
Benefits administration can create a significant workload when information is spread across systems, documents, and providers.
Centurion Insurance Services offers access to online resources designed to simplify everyday benefits and HR tasks.
Online Resource
MyWave Connect
MyWave Connect is a one-stop resource for benefits and human resources information. The program allows you to tailor your preferences to your business, industry and state, giving you only the most relevant search results and content on your news feed.
You’ll find resources such as:
Thousands of easily searchable articles, employee communications, wellness resources, HR forms and more.
Compliance resources in easily understandable formats, such as legislative guides, Q & As, and notices and disclosures.
Benefits Administration
HRConnection
HRConnection is an online benefits enrollment, onboarding and HR communication and administration tool available exclusively through your relationship with Centurion Insurance Services. Designed for employee self-service, HRConnection features a streamlined user interface that allows employees to easily compare plans, access company benefits info and make their elections online. It also serves as a centralized location for employee communications, vacation tracking, life event management, and handbook, policy and resource storage. This virtual assistant is designed to streamline ongoing HR task workflows for both professionals and employees.
Why Choose Centurion Insurance Services for Employee Benefits?
Employee benefits involve decisions that affect both your budget and your people. You deserve a partner who takes the time to understand both.
Centurion Insurance Services brings together experienced insurance and benefits professionals who work directly with employers on plan strategy, enrollment, renewals, communication, and ongoing administration. With nearly 400 years of combined insurance and risk management experience, our team brings deep knowledge and practical support to every stage of the benefits process.
When you work with us, you can expect:
Benefits solutions developed around your organization
Guidance when comparing plans and providers
Help through renewals and carrier transitions
Employee education and communication support
Tools that can simplify benefits and HR administration
A team that can continue working with you as your organization changes
Build a Benefits Program Your Employees Can Value
The right employee benefits program should support your people without losing sight of what makes sense for your business.
Whether you are reviewing your existing plans, approaching renewal, adding new benefits, or looking for a better way to manage the entire process, Centurion Insurance Services is ready to help.
Let’s talk about your employees, your goals, and the benefits program you want to build.
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Phone: 304.935.2002
Address: 1001 Virginia St. East, Suite 100, Charleston, WV 25301