Business Solutions for the Real World
Give us a call to get started! 304.935.2002
Business Solutions for the Real World
Give us a call to get started! 304.935.2002
Healthcare Insurance Built Around the Way You Care for People
Protect your patients, employees, facilities, information, and organization with insurance solutions designed around the complex risks of healthcare.
Insurance Support for Every Part of Your Healthcare Organization
Healthcare organizations carry responsibilities that go far beyond running a typical business. You are caring for patients and residents, managing employees, protecting sensitive information, maintaining facilities, and making decisions that can have serious professional and financial consequences.
At Centurion Insurance Services, we understand those pressures. We work with healthcare organizations across the country to build insurance programs around their clinical, operational, property, employment, and management risks. Our team works with multiple A-rated carriers and helps you evaluate options based on the way your organization actually operates.
Whether you manage a physician group, hospital, skilled nursing facility, assisted living facility, behavioral health organization, rehabilitation program, foster care organization, or group home, we can help you bring your insurance needs together under one roof.
Loss Control Service
Does Your Insurance Program Reflect the Risks of Your Healthcare Organization?
Healthcare risk can come from many directions.
A professional liability claim may involve patient care. A visitor could be injured on your property. An employee issue could lead to an employment practices claim. A cyber incident could expose protected health information.
Patient Care
Professional Liability
Property & Facilities
Employment Risks
Cyber & Patient Data
Management Liability
Commercial Vehicles
Workers Compensation
Centurion Insurance Services takes the time to understand your organization, the services you provide, your locations, your workforce, and the risks that are most relevant to your operation.
We use that information to help you build a coordinated program instead of looking at each policy in isolation.
Insurance for Healthcare Organizations and Professionals
Centurion Insurance Services provides coverage and program options for a wide range of healthcare organizations and professionals.
Assisted Living Facility Insurance
Insurance programs designed around the professional, property, employment, liability, and operational exposures of assisted living facilities.
Skilled Nursing Facility Insurance
Coverage tailored to the clinical, workforce, property, and day-to-day operational risks faced by skilled nursing facilities.
Physician Malpractice Insurance
Professional liability coverage that protects physicians when claims arise from alleged medical negligence, errors, or omissions.
Hospital Professional Liability Insurance
Professional liability solutions for hospitals and healthcare organizations facing claims connected with patient care and clinical services.
Physician Group Insurance
Insurance programs structured around the shared risks of physician groups, including their providers, employees, facilities, and operations.
Physician Owned Professional Liability Insurance
Professional liability solutions developed for physician-owned practices and the clinical, operational, and ownership exposures they encounter.
Participate in Dividend Payments
Certain eligible healthcare insurance programs may offer opportunities to participate in dividend payments based on program performance, underwriting results, and applicable terms.
Large Premium Discounts Available
Qualifying healthcare organizations may be eligible for premium discounts depending on factors such as their risk characteristics, program eligibility, and coverage structure.
Free Tail at Retirement
Certain qualifying professional liability programs may provide retirement tail coverage without an additional premium, subject to applicable policy requirements and terms.
Healthcare Property Insurance
Coverage for healthcare facilities, equipment, furnishings, and other physical business property against covered losses.
Healthcare Auto Insurance
Commercial auto protection for vehicles used by healthcare organizations, including coverage for qualifying drivers, liability, physical damage, and transportation exposures.
Healthcare Cyber Liability Insurance
Protection designed for cyber and privacy risks affecting healthcare organizations, including data breaches, ransomware, system interruptions, and exposures involving protected health information.
Directors & Officers
Protection for healthcare directors and officers against certain claims arising from management decisions, governance responsibilities, and alleged wrongful acts.
Healthcare General Liability
Coverage for common third-party liability exposures within healthcare operations, including qualifying claims involving bodily injury and property damage.
Healthcare Employment Practices Liability
Protection against certain employment-related claims involving healthcare employees, including allegations of discrimination, harassment, retaliation, and wrongful termination.
Healthcare Umbrella Liability
Additional liability limits above qualifying underlying healthcare policies, helping provide another layer of protection for significant liability exposures.
Healthcare Surety and Commercial Bonds
Surety and commercial bond solutions that can help healthcare organizations satisfy applicable licensing, contractual, regulatory, and financial guarantee requirements.
More Than Medical Malpractice Coverage
Professional liability is an important part of protecting a healthcare organization, but it is only one part of the overall picture.
We help you look at the full range of risks your organization may face, from your facilities, employees, and vehicles to leadership decisions, patient care, cyber exposures, and employee benefits. Your coverage may also include options such as medical, dental, and vision benefits, voluntary benefits, retirement plans, corporate life insurance, and disability coverage.
Looking at these areas together can make it easier to spot potential gaps, reduce unnecessary overlap, and make sure your insurance program continues to fit as your organization grows and changes.
Healthcare Experience You Can Put to Work
Healthcare insurance comes with its own set of challenges, so it helps to work with a team that already understands the industry.
Centurion Insurance Services has experience developing insurance programs for healthcare organizations across the country.
Physician Groups
Hospitals
Skilled Nursing Facilities
Assisted Living Facilities
Behavioral Health Organizations
Drug Rehabilitation Centers
Social Service Organizations
Group Homes
Because we understand the risks associated with both patient care and day-to-day operations, we can ask the right questions and help build coverage around the way your organization actually works.
Protect Your Organization While You Focus on Care
You have patients, residents, employees, facilities, information, and a reputation to protect. Your insurance program should reflect all of them.
Whether you are reviewing malpractice coverage, insuring a growing physician group, managing a hospital or care facility, or simply wondering whether your current policies still fit your organization, Centurion Insurance Services can help.
Tell us how your organization operates, what coverage you have today, and where you have concerns. We will help you explore insurance and risk management solutions built around the realities of healthcare.
Phone: 304.935.2002
Address: 1001 Virginia St. East, Suite 100, Charleston, WV 25301