Keep Your Employees Safe as They Return to Business Travel
As companies return to modified operations similar to what they experienced prior to COVID-19, we see business travel increasing. At Centurion, we know this can increase your company’s risk and liability if an employee were to contract COVID-19 while traveling for business. To help ease concerns about business travel, our Loss Control Manager has reviewed a number of bulletins and publications that rank certain human activities by their risk of being infected by COVID-19. The reviewed documents were developed by the Center for Disease Control¹ and other U.S. public health agencies. We have selected some activities that relate to business travel and rated them for safety.
We did not confine our study to strictly business related activities. We also included leisure activities in which a business traveler might engage, such as having a drink at a bar, working out in a hotel gym, or eating at a restaurant.
Activities by Their COVID-19 Risk Level
Risk Level 1 (Low)
Handling paperwork, assuming it hasn’t been touched recently touched by a number of people
Risk Level 2 (Low)
Getting restaurant takeout and not going inside the establishment
Pumping gas and not going inside the station or store
Using an outdoor ATM
Risk Level 3 (Low – Moderate)
Shopping at a grocery or convenience store
Walking with others
Playing golf with others
Risk Level 4 (Low – Moderate)
Staying at a hotel for two nights
Walking in a busy downtown area
Visiting an office
Eating outside at a restaurant
Risk Level 5 (Moderate)
Shopping at a mall
Driving solo in a rental car with the windows rolled down, assuming it has been properly disinfected
Risk Level 6 (Moderate)
Working for a week in an office building
Swimming in a hotel or public pool with others present
Attending a small meeting, class or workshop
Risk Level 7 (Moderate – High)
Going to a hair salon or barbershop
Dining inside at a restaurant
Traveling by commercial airliner
Shaking hands with someone
Risk Level 8 (High)
Eating at a buffet
Working out at hotel gym or fitness center with others present
Riding on crowded public transportation
Risk Level 9 (High)
Attending a stadium sporting event or concert
Going to a bar
Attending a large business convention
Interacting with people not wearing face masks or practicing social distancing
Activities by Their COVID-19 Risk Level
The degree of risk can be influenced by the the size of the room or enclosure, the ventilation, the amount of time spent there, the concentration of people and their physical activity levels.
This information is provided for business risk management and loss prevention purposes only. It is not intended as medical or public health advice. The COVID-19 Activities Risk Levels indicated above are subjective and could be interpreted differently by others. They may also may be subject to change based on continuing research.
For additional protection, it’s important for businesses to seek the help of a qualified insurance professional. These professionals can help you review your insurance programs and recommend potential solutions to address your exposures. Centurion Insurance Services is here to help you navigate these concerns, review your existing policies, customize your coverage and provide loss control strategy. We thank you for letting us serve you during this difficult time.
